Most people would be put off when looking at a lending website that advertised an annual APR of over 4,000 per cent but it doesn’t seem to be the case with wonga.com. With a high advertising presence and awards from Credit Today and National Customer Service to name but two, they are obviously doing something right. Read more
There’s an extreme market research theory that says if you want to know someone’s spending habits then have a look through their trash. Discarded packaging will certainly indicate where they’ve been shopping but it’s a messy business. Read more
Don’t let ShareZen’s short description above fool you into thinking that this site is all about sharing the odd meal out with friends or splitting the cost of a group holiday. On no, this is all about the sharing of big ticket assets and overcoming the hassle attached to that if serious organization is lacking. Read more
It’s been coming for a long time now but MobilePay USA looks to have finally cracked a pure and genuine way of using your Smart Phone to pay for purchases. Read more
If budgeting is really not your thing and expense tracking sounds like a frightening activity then Sprouty.com might help you get into a really useful discipline. Read more
If like me you have a drawer of old and unused mobile phones gathering dust you might just as well see if they’re worth anything. At the same time you’ll be adding greatly to the recycling habit so encouraged in these environmentally aware times. Read more
I was tempted to sign up for this one just to see what instructions you get when you do as there is very little to go on from the home page itself. I decided not to for an obvious reason that we’ll come to later. There are a lot of apps around offering you the opportunity to manage all of your bank and credit card accounts in one place and let’s face it why wouldn’t you if you have a few of them. Spreading your cash (and your debt) is a very good habit to get into but it is a ... Read more
If you shop online, and let’s face it who doesn’t these days, then any opportunity to get discounts and cash back is going to be a welcome bonus. Read more
If you’re looking for better investment returns or on the hunt for a better rate on a personal loan then the Lending Club might just have the answers. If the costs and complexities of the banking system are also adding to your woes then the Lending Club can bypass that issue too. Read more
With the banks reputations nose-diving daily and both borrowers and investors suffering as a consequence, Peer to Peer lending is a great way to cut them out of the equation altogether. Read more