Money apps

It would appear that, after the horrors and belt-tightening that resulted from the GFC a few years ago, there seems to be a little bit of money back in the pocket again. It took around 10-15 years for the turnaround to happen after the crash of '29 so we've probably done a good job in minimizing the damage so far. I think we've learned a few things out of this crisis though. The main thing i think that we've learned is that it's never been more important to organize ourselves monetarily and that it's vital to live within our means. A budget is essential -especially where families are ...  More

There has been an awful lot of talk over the last few years about climate change and what we can do about it. Whether you believe that we humans are someway responsible for its more rapid onset over the last twenty years or so or are one of the few that think it's a cyclical problem that we can do little about, there is no doubt that something is not quite right out there. The bizarre weather patterns across the US this year, not to mention the rest of the world, show us that we have a problem. It has even been an election issue and, in Australia, the 'Carbon Tax' will be one of the major ...  More

If you're anything like the average gadget consumer, your phone is a fifth appendage. Part of the reason smartphones has become so prevalent in society is the versatility. With the vast sea of programs out there, you can pretty much get your phone to do everything but love you back.  More

Application design is big business in the mobile industry. From the hobbyist hoping to be the next Mark Zuckerman to big R&D guys passing around beta versions, it’s safe to say hundreds of hours go into creating apps that make life easier. In 2012, citing a report from B2B Guide to Social Media, there was more than 400,000 apps available from Android and more than 500,000 from Apple. Consider some of our favorites as you wade through this flood of apps.  More

Have a look at your fridge door. Is it covered with post-it notes detailing money owed or split bills that you share with flat mates?  Or a list of books, cd's or DVD's that you have lent to friends? That's how mine looks, anyway. I've thought of using one of the many apps available but, to be quite honest, they've left a little to be desired. Some only link up to your social media friends, some require yet another log in with a password (just what i need) and some only deal in money whereas most of the things I lend tend to be books rather than cash. So when the IOUTool came along it ...  More

Ten years ago the word viral suggested something bad when it came to computer use. The nature of the word led thoughts towards viruses that would harm your computer or spam that would fill up your email in box with adverts for fake Rolexes and Viagra but why those two went together, I will never know. These days viral marketing is a legitimate and intelligent may of getting your message across that works on the 'suggest' theory rather than it being thrust down your throat. Nowadays, in fact, the tables are turned and the smartphone user can actually make money out of promoting products. ...  More

It looks as if the trials and tribulations associated with the global financial crisis have probably hit their low point and there are signs that the world is finally dragging itself out of the biggest financial maelstrom since the great depression of the '30's. While not suggesting that things are rosy for many, it may be the time to get your finances in order and start again and begin to get better organized monetarily so you are prepared for any eventuality if it ever happens again. Planwise is a free and very simple and easy to use financial planning application where you can input ...  More

As much as anything else, RedMica is kind of like intervention for the financially damaged. This cloud-based financial application is aimed at giving the more 'money challenged' of us the same opportunities for sound financial advice as the big guys and is a great way to manage your personal finances -all from your mobile phone. This next generation intuitive money management device uses powerful analytics to work out what you've spent, what you can spend and what can happen to you if you spend it and gives you a great overview of your financial affairs.   RedMica is the next ...  More

There's plenty of talk lately about the price of petrol . Whether it is the fluctuation of price, your car's fuel efficiency or simply the Iranians forcing up the cost of a barrel with their disruptive techniques, the bottom line is how much it's going to cost you at the bowser. Fuel Monitor is a new productivity application for iOS that calculates the exact cost of your trip based on your specific vehicle type as well as the price of your gas. This is particularly useful when splitting the cost of your trip with friends or, even more importantly, if you have to let your boss know how much ...  More

I know this sounds like its too good to be true but ChargeBack is a new financial application that negotiates payments disputes without charging you a dime. Yes, well I know it's hard to believe that a financial transaction won't cost you money these days but it's true. ChargeBack uses new technology to  bring together merchants and consumers to settle financial disputes online quickly and simply and charges nothing for the service.   The traditional chargeback process is messy, complicated and time consuming but ChargeBack turns that on it's head with its use of exciting new ...  More

While I was doing a little background research about this finance tips application it was hard not to see the plethora of mentions of developer Ramit Sethi. It would appear that Mr Sethi, a New York Times best selling author and former Stanford inmate, is the bees knees when it comes to negotiating deals. He runs a blog called I Will Teach You To Be Rich and has now released this monetary guide based on his ability to negotiate his way out of everything from bank fees to car insurance whilst also teaching you how to best negotiate your next wage rise.   Negotiate It is for anyone who ...  More